CCR Interactive 2012

As regulatory and media scrutiny are ever more focused on the work of risk professionals in the consumer credit arena, the Risk Stream looked at how the right decisions can be made both at the beginning of the relationship and on an ongoing basis. It also considered the difficult issue of fraud – what are the latest trends and where will the fraudsters target nex

Agenda in the Risk Stream:

Chair - Simon Webley, research director, Institute of Business Ethics

10:45 - David Hand, professor of statistics, Imperial College, London
Discriminating or distinguishing? Legalities and moralities in scorecard construction.

11:15 - Victoria Brewer, European fraud manager, GE Capital
Current trends in credit fraud around the globe – what can UK lenders learn?

11:45 - Break

12:05 - Nick Harrison, head of personal lending, Yorkshire Bank
Risk appetite and its strategic importance within retail banking.

12:30 - Professor David Smith, chairman, the Shadow Monetary Policy Committee
The inter-face between monetary policy and financial regulation and its implications for the wider economic outlook.

1:00 - Lunch

2:20 - Paul Rodford, head of card payments, The UK Cards Association
An update on the credit card market.

2:55 - Guy Thompson, credit risk manager EMEA, SunChemical
Developing and maintaining a scorecard to know your customers intimately.

3:30 - Break

3:45 - Rajib Chakravorty, lead risk programme data architect, Lloyds Banking Group
Mismanagement of data (along with assumptions) for risk measurement.